Instant CAR Collateral Loans, IPPIS Loans, Salary Loans & 25% RSA Mortgage Disbursement
Fast Personal Loans
Get upto N5,000,000 in minutes! Borrow from N100,000 above easily! Apply online and receive a decision within minutes. Our process is simple, secured, and designed to help you access funds when you need them.
How it Works
1. Apply Online. Fill out a short application form in minutes.
2. Get Approved. Your application is reviewed and you receive a quick decision.
3. Receive Your Funds. Once approved, the fund is sent directly into your bank account.
Why Choose Us
✔ Fast and simple online application
✔ Flexible repayment options
✔ Transparent loan terms
✔ Secured and confidential process
Responsible Borrowing
Borrow only what you can afford to repay. Missing payments may result in additional charges and may affect your credit profile.
Loan Terms and Disclosure
Repayment Period: Minimum 1 month, Maximum 24 months
Maximum Annual Percentage Rate (APR): 30% per annum
Representative Example:
If you borrow ₦100,000 for a period of 12 months with an interest rate of 2.5% per month, the total interest payable will be ₦30,000. The total repayment amount will be ₦130,000, with 12 monthly payments of ₦10,833.3 each. The APR is 30% per annum.
Additional Information
Approval of loans is subject to eligibility and verification checks. Late repayments may result in additional charges or affect your credit profile. Ensure you fully understand the repayment terms before accepting a loan offer.
Important Information
Loans are subject to approval and eligibility. Terms and conditions may vary depending on the loan type and borrower’s profile. Ensure you can meet repayment obligations before taking a loan.
Our Services
5mins Instant Car Collateral Loan
We disburse 5 minutes instant loans to car owners ready to park their car(s) with us as collateral...No paper work! Instant transfer!
24hrs IPPIS Loans
Enjoy our 24hrs urgent IPPIS loan to federal government staff nationwide without paper work
48hrs Salary Loans
Enjoy 48hrs Salary Loans for private staff earning up to 100k monthly without collateral
NON-IPPIS Government Staff Loans
Are you a federal government employee not enrolled on the IPPIS platform? Don't worry—we've got you covered. Apply now and receive your disbursement hassle-free!
25% RSA Mortgage Processing
With us you can withdraw 25% of your Retirement Savings Account (RSA) mortgage directly into your account! Only for salary earners with pension accounts across various Pension Fund Administrators (PFAs), covering both private and public sector employees nationwide!!
About Us:
MIBS Loan is a limited liability entity incorporated in 2019; registered as Melchizedek's Integrated Business Services (MIBS) Nig. Ltd., RC: 1590394. Nonetheless, we have been actively involved in lending business for years prior to our official incorporation.
At MIBS Loans we offer:
Instant 5 minutes car collateral LOAN: Available to car owners who are willing to park their car(s) with us as collateral.
24-hours urgent federal government staff LOAN: Available to both IPPIS & NON-IPPIS public & civil servants (both uniformed and non-uniformed staff) nationwide, without the need for collateral.
48-hour private staff Loan: Offered to private-sector employees earning at least 100,000 monthly, also without requiring collateral.
We equally process the withdrawal of 25% RSA Mortgage from PFA's of both private and government staff nationwide
Call/Whatsapp: (+234) 09073977230 / 09055651429
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